A plan begins with a decision to start! Our handy
Organizer will help you!
TAX-SAVING INVESTMENT Plans
Learn Strategies to lower your income tax.
Determine your need for life insurance and tailor
a plan according to your requirements.
CRITICAL ILLNESS & LONG-TERM CARE
Receive a lump sum cash payment should you be
diagnosed with a specific serious illness, or you are unable to perform
certain activities of daily living and require others to care for you.
DISABILITY INCOME PROTECTION
If you owned a goose that laid golden eggs, would
you insure the goose or the golden eggs? Naturally, you would insure the goose! A
well-designed disability protection plan replaces your income should you
be unable to work due to sickness or accident.
GROUP BENEFIT PLANS
Plans are available for businesses and
individuals covering life, disability and medical/dental insurance, and
prepaid legal services.
PROPERTY & CASUALTY INSURANCE
Ask us for a quote on your auto, home, tenants,
farm or business insurance.
through J.C. Sutherland
RETIREMENT INCOME PLANS
Registered Retirement Savings Plans, Registered
Retirement Income Funds and Annuities and other Plans can provide
excellent systematic and tax-advantaged income.
An investment plan with a guarantee.
CHILDREN'S EDUCATION SAVINGS PLANS
Have you considered the cost of your child's
college education? It's enormous! Enquire about your savings
CHARITABLE GIVING PLANS
Leave a legacy to your favourite church or
charity and receive a tax break!
FARM AND BUSINESS SUCCESSION
An early start can give you peace of and inspire
your family and/or employees to make your business profitable.
FUNDING FOR BUY-SELL BUSINESS
PARTNERSHIP AND SHAREHOLDER
Have you considered the adverse impact should a
business associate die, suffer a critical illness, experience a disabling
accident or sickness, or would like to retire?
WILLS AND POWERS OF ATTORNEY
with a lawyer)
Do you have a Will? Is it up-to-date?
Who will give a medical direction on your behalf, or handle your financial
affairs, should you be incapacitated?
SPECIAL FINANCIAL & ESTATE PLANNING
FOR PARENTS OF CHILDREN WITH
There are preferred options to ensure your
loved ones receive the government benefits available to them and are
adequately cared for when you are no longer able to do so.
Enquiries are welcome.
MORTGAGE REFERRAL AND DEBT
Have a professional mortgage broker help you shop
the market for a low interest rate when you need a new mortgage or you are
about to renew your existing mortgage. Check the interest rate on
your credit card. We may be able to help you obtain a lower interest
and free up funds for either early re-payment of your credit card debt, or
start or enhance your investment portfolio.